Roadmap

Building the money layer for the age of agents.

We started with privacy. Each step after that opens it up to more people, from the builders using the beta today to any person or agent that needs to move money.

Stages04Milestones16Live in the beta03

Stage 01BetaAvailable today

Private foundations

The beta is open: accounts for people and agents, spend policies and private transfers in the app. The confidential token contracts are deployed on Robinhood Chain testnet.

Accounts for people and for agents, with @handlesLive
Agent spend policies: request ceilings, daily caps, approved domainsLive
Private transfers between accounts, with view-key disclosuresLive
Encrypted amounts backed by ZK range proofs, on Robinhood ChainIn progress
Built-in x402 payments plus MPP routingIn progress
REST API, Agent SDK and webhooksComing soon
Virtual debit cardsComing soon

Stage 02v1.0Coming next

Banking for all

Connecting legacy rails to new ones, so funds can come in and go out with privacy kept from start to finish.

Fiat ramps in both directionsPlanned
An app for mobilePlanned
Shielded state, with balances committed to a Merkle tree and stealth addressesPlanned

Stage 03v1.5On the roadmap

Enterprises and interoperability

Private finance stretches past one chain and into larger organizations.

An enterprise tier that deploys agents in bulkPlanned
A compliance API for disclosure through view keys, at scalePlanned
Routing across chains: Ethereum, Arbitrum One and BasePlanned

Stage 04v2.0On the roadmap

Complete privacy

Where confidentiality ends up: whole account states shielded, while compliance can still be proven whenever it is asked for.

Complete privacy for verified enterprise accountsPlanned
Shielded pools that use association setsPlanned
Yield on USDG balances that sit idlePlanned

This plan shows our present direction. Each item ships once it is ready, with no fixed date attached.

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